If you don’t have insurance, or you have a lot of dental work to get, you might think that dental care is too far out of reach. This isn’t true, however, thanks to Care Credit. This is a type of credit that is used for healthcare procedures, including dental work. It is just like a credit card, but you can only use it for healthcare related costs. It’s easy to get the procedures you need when you see a Care Credit dentist in the West Loop.
How Does Care Credit Work?
If you are interested in Care Credit, you might be wondering how it works. Basically, it is similar to a credit card or a line of credit. You must apply for Care Credit, but they are quite flexible on extending it. So, even if you don’t have the best credit score, you can still qualify for it.
Once you are accepted, you can pay for your dental procedures through that. Then, Care Credit sends you a bill each month for the payment. As long as you make your payment each month, you should be able to keep your line of credit and use it again and again.
What to Know About Care Credit
Depending on your credit score, you might be eligible for interest-free payments. To qualify for this, typically you have to pay off your dental procedure within a set period of time, such as 18 months. If you pay everything off within that time frame, you won’t pay any interest at all. However, if you don’t pay it off, you also owe interest on the full amount. So, it’s in your best interest to pay off your balance before that period of time. That way, you only pay for your dental procedure and nothing else.
If you are looking for a Care Credit dentist in the West Loop, contact Washington Dental Care.